no subject

[annarti]

This week, I've been a Real Adult >O I have:

o gotten a credit card. Or two, really. Same account, but with an AMEX and Visa card. Before you say "OMG WHY THAT WAY LIES DEBT D:" I return you with a flat stare of "not in my world it doesn't." It's for the rewards :D

o paid stamp duty and rego/CTP on Shagna II. I now have a new little green sticker in the windscreen. That sticker cost $903. OH YEAH. This is where the credit card comes in, people. I get POINTS for giving $903 to the government, not just my little green sticker that only lasts a year.

o cancelled my Visa debit card, because it was costing $5 a month and I have credit cards now so screw that. (It was previously free, but then I wasn't a student anymore. Holy crap stuff is expensive when you're not a student.)

o signed up for a new, free Visa debit card with the bank I've got the credit cards (and everything else, for that matter) with. For buying stuff online when something might be dodgy :D

o booked Shagna II in for its first service, which will happen on Monday. Again, credit card will give me points~ and stuff. God so many grudge purchases this week.

o been irritated with the floods in a whole new light because all the kangaroo in shops? It comes from sodding Queensland. So they're kind of all drowned a little bit. Why they can't shoot the roos in New South Wales, Northern Territory, Western Australia, South Australia and Victoria, I don't know. I was going to cook roo on Monday night, but now the butcher's made me sadface. Roo is going to be hard to come by and really expensive when you DO come by it. That sucks. Bloody floods.

o gotten my Crows tickets through :D This has nothing to do with being a Real Adult, but it's still cool. I paid adult prices this season, tho :D? Sometimes, it sucks not being a student.

So now I just feel like farting around on GuildWars but there's nobody to fart around with and I'm not in the mood for going it alone. Maybe I'll watch one of those 50-odd movies I downloaded in December.

Comments

[shanra.livejournal.com]

I have a credit card and haven't gotten into any debt because of it... And I've had it for, what? Six years now?

Enjoy being an adult, hun! <3

[annarti.livejournal.com]

I don't understand how people can, frankly. If you don't have the money, then don't spend it, duh oO

[k-e-h.livejournal.com]

Sounds like you are having a very 'grown up' time!
(& know what you're doing, so I shan't give you my credit cards, careful now! words of wisdom XD)

[annarti.livejournal.com]

'twould be wasted on me, yes X3 I hate the idea of borrowing money, and spending money you don't have is idiotic beyond words :D

[k-e-h.livejournal.com]

As someone who was once idiotic about those things, it's easily done - and never to be repeated! Learn from my fail ;)

[drazzi.livejournal.com]

I hate that I have to get a credit card to get a credit rating. but I'm going to have to do it soon. Sigh.

[annarti.livejournal.com]

Just get one that does rewards :D

[thawrecka]

A credit card is an awesome thing to have. I pay mine off in full every month (or quicker, if I can) and I know it's quite easy to be sensible with it if you're sensible with money already so I don't know why people panic so much about it. You, from what I can tell, are very sensible with money so there'll be no problems. Plus, so many things - like travel - are easier with a credit card!

<-- huge fan of the plastic

[annarti.livejournal.com]

Exactly :D Once I actually get a statement through I'll set it up to pay off automatically, so that'll be easy.

AMEX is really backwards. They don't have a chip OR the option to pin. Weirdos.

[thawrecka]

That's because AMEX is American and the US is strangely backward about credit card technology.

[annarti.livejournal.com]

Visa's American too, tho, aren't they?

[thawrecka]

I'm not sure but I know it's still widely used in Europe which is all about the chip and pin, whereas AMEX is not.