Fri, Aug. 31st, 2018 07:38 pm
annarti: (go away or I shall taunt you a 2nd time)
Aaaaalmost finished my August list. I would have, but there are no acceptable bright green 2008 Mazda 2 bumpers in Adelaide (there were two that were a bit dodgy but none perfect), and it was raining when I was hoping to put up the shade cloth. Also I'm still not totally sure how I'm going to do it. There's no kit for putting up a retractable shade cloth when you've already got the shade cloth, which is what I was really hoping for. Mrr. We'll see.

I finally FINALLY, have my home loan refinancing sorted. I started doing this in February, and one would think that my home loan (owner-occupied, salaried job, no addons or anything weird) would be pretty goddamn basic, but no. What with the banking royal commission, they want more and more shit from me all the time, but finally it's DONE. I now just have to wait for settlement, which should be in the next day or two, and that's it. This will mean roughly an extra $400 a month that I'm not paying on the home loan, but the loan itself will take no longer to pay off. This is more per month extra than the biggest pay rise I've ever had. BRILLIANT. No more stagnating! I can finally save money for stuff without it being yanked away by bills! I can get my glasses display cabinet! I can get a couch! I might even be able to save for a kitchen! I'm excited.

Entirely unrelated but I have no segway: on the back of Shanrie telling me how she'd been watching Cowboy Bebop I've been revisiting classic animé, starting with the said cowboy. I'd forgotten SO MUCH of that show omg, namely just how much it was like my all-time favourite, Trigun. It's just got the same feel to it, how the characters play off each other, the mix of comedy and serious, and most of all the animation. I think this would've been the first time I actually saw it in Japanese, because the first time I saw it was on Cartoon Network's Adult Swim, back when Foxtel first started running animé, and of course that was the dub. And I didn't have it downloaded before now, so I must've only ever seen the dub. Wow.

And noooow I have three episodes left of Fullmetal Alchemist so I'm ready for tissues now. I will need them. I did the first time, to the point where I couldn't read the subtitles and had to pause it to be able to actually read what was going on D: Prooobably second-favourite? Idk. Cardcaptor Sakura is probably equal. Also I want to watch Noir again. CLASSIC ANIME BINGE IS GO.

Fri, Aug. 12th, 2016 10:51 pm
annarti: (see it's like this...)
HOORAY tax return done! Now just to hit the Lodge button and--



... I mean...

The thing did lodge, though. Or at least, I log back in and it says 'Status: Lodged' and 'Outcome: Processing' but after the Census fail, I just. Yeah. GOVERNMENT \m/

Also, it still weirds me out and makes me feel like I'm doing something wrong when it comes to home loan interest. Like, the opportunity for my generation to just buy a house to live in is getting smaller and smaller. Shit is HARD. We don't even have the first homeowner's grant anymore, and on top of that you can't even claim the interest you have to pay on the home loan as a tax deduction.

Unless! You're renting the property out.

I feel like it should be the opposite. If they're trying at all to get people into their own frigging houses, maybe give a little help to people who're at the beginning of their careers, instead of to the people with four properties and plenty of income from them. You have to declare interest you earn from savings in the bank; why can't we claim interest paid on a home loan as a deduction?

Adulting sucks. I just want to keep the money I earn and spend it on stuff I want ._.

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